If you think it is too early for you to plan for your retirement think again! Old age is the longest and more often than not, the most painful period (both physically and mentally) of our lives.
Before you retire, you need to get your finances in order. You need to make sure that you can afford your old-age after retirement (which comes with an increasing medical bill and a dozen other reasons for dependency) and also be aware of any adjustments that need to be made to your lifestyle.
