money

Top 10 New Year Resolutions: Have You Made One?

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Most people believe that New Year Resolutions are meant to be broken. This belief comes from past experience and is not entirely a myth. Usually people give up on their resolutions after a few weeks at best, and a few hours at the worst! The simple reason is that we are too lazy most of the time. Why else would we need a New Year Resolution to get something done?

Financial Planning After Marriage

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Financial planning is an important part of marriage and the earlier to begin the bettr it is...

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Marriages are made in heaven… but to re-make them on earth; it takes a hell lot of planning!

One of the BIG things that you need to plan for your marriage is MONEY! With marriage comes a whole package of responsibilities from buying a house to planning for your kid’s higher studies and finally, your retirement!

So, if you are planning to get married, you first need to start your financial planning. Although a common practice, it is not advisable to rely on your husband to provide you with your lifelong finances. Both of you will have to work then out together!

Tips To Save Your Money (Part I)

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As kids or as teenagers we do not realize the importance of money. But as we grow older and the responsibilities of life are thrust upon us, we do learn to rise to the occasion. More and more married women seek ways and tips on saving money and investing. Saving money is not really very difficult. It just requires meticulous habits and carefulness. Once you imbibe all these tips, you will find your own purse heavier and your mind lighter.

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“A Penny saved is a penny earned.”

As kids or as teenagers we do not realize the importance of money. But as we grow older and the responsibilities of life are thrust upon us, we do learn to rise to the occasion. More and more married women seek ways and tips on saving money and investing. Saving money is not really very difficult. It just requires meticulous habits and carefulness. Once you imbibe all these tips, you will find your own purse heavier and your mind lighter.

Saving is NOT Impossible!

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You have an excellent investment plan ready that will take care of your children as well as your retirement. But there is only one problem: Getting Started! Your household expenditure just doesnt leave enough at the end of the month for you to call it a saving for investment! The plan is on papers (or rather, on your mind) for two years now, but it just doesnt kick off! What would you do?

Why wait, Start investing NOW...

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It is that time of the year again, when we receive the mandatory email from accounts department reminding us of our income tax obligation for the year. Luckily for us, help is at hand, and there isnt any need to fret. This article gives a list of options that we can choose from to make our tax burden lighter. First, lets understand how the Government is going to tax us.

Taxable income slab (Rs.) Rate (%)
1,00,000
1,35,000 (for women)
1,85,000 (for senior citizens) NIL
1,00,001 - 1,50,000 10%
1,50,001 - 2,50,000 20%
2,50,001 upwards 30%

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