finances

Mona Kumar, a Fashion Designer was brought up with solid middle class values and lifestyle. She often felt that her parents were at times too miserly. But now that she is married and has two children of her own, she realizes how difficult it is to manage a home and family. She realizes that it is not always possible to meet all the demands of her children. Both Mona and her husband try to scrimp and save in order to be able to provide the best for their children. Mona has shared some of her best money-saving tips with us and we are including all of them in our articles in this series.

Whoever said that would turn in his grave if he saw the levels of spending and consumerism today! Most of us end up spending more than we earn. And you could push the blame on to your credit card company, or on to those malls mushrooming all over the world. With so many new and attractive things available in the market today, you need to be an ascetic to turn a blind eye to all the good stuff! And the easy availability of credit makes it even more difficult to resist shopping.

- Do you feel weighed down by credit?