Money
Submitted by Shalini on Wed, 04/30/2008 - 14:58.
“You've got the whole world in your hands, with Master Card in your hands.”
More than a decade back, Indians were exposed to the thrills and perils of credit cards and this was one of the very first advertisements promoting them. We have come a long way since then. Plastic money is almost as common as the “real” or the paper money in our country today. At least in the metros, plastic money is used quite a lot.
Submitted by Shalini on Wed, 03/05/2008 - 05:30.
With the rising costs and a steadily increasing rate of inflation, it is increasingly becoming difficult for people to maintain the kind of lifestyle that they want. The difficulties become even more pronounced after retirement, or after the death of a spouse. This is where a steady 'saving and investment' policy comes to immediate rescue. How you save and invest today, decides how you will spend tomorrow.
Submitted by Shalini on Fri, 02/08/2008 - 13:57.
We all love to shop. Shopping can be therapeutic, informative and fun. But sometimes this fun activity leaves our bank accounts high and dry. That happens when we fall into the trap of impulsive shopping.
• Do you often buy stuff not on your ‘shopping list’ when you go to the store?
• Do you see many shoes and clothes in your closet that have not been worn more than once or twice?
• Does your credit card bill surprise you every month?
• Does your spouse complain that you spend too much?
Submitted by Shalini on Sat, 12/29/2007 - 13:41.
Summary: There's no guide to getting-rich-quick that works. Making money always takes time and effort. But with a systemtic plan, you can surely attain financial independence and security for your family.
Ever fantasized about that dream car (if you are a guy) or that dream house (if you are a Memsaab)? The perfect house, with the perfect furniture in every room, at least 4 bedrooms, each bathroom fitted with the best of fixtures and fittings, a lovely sunken bath in your own bathroom….etc etc etc! This is probably the only dream that most women see with their eyes open. But you need so much of dough to live life Queen Size!
Where do people get all that money?
Do you want to be rich, and financially independent?
Submitted by Shalini on Sun, 11/04/2007 - 05:00.
Mona Kumar, a Fashion Designer was brought up with solid middle class values and lifestyle. She often felt that her parents were at times too miserly. But now that she is married and has two children of her own, she realizes how difficult it is to manage a home and family. She realizes that it is not always possible to meet all the demands of her children. Both Mona and her husband try to scrimp and save in order to be able to provide the best for their children. Mona has shared some of her best money-saving tips with us and we are including all of them in our articles in this series.
Submitted by Shalini on Fri, 11/02/2007 - 03:57.
Summary: As kids or as teenagers we do not realize the importance of money. But as we grow older and the responsibilities of life are thrust upon us, we do learn to rise to the occasion. More and more married women seek ways and tips on saving money and investing. Saving money is not really very difficult. It just requires meticulous habits and carefulness. Once you imbibe all these tips, you will find your own purse heavier and your mind lighter.
“A Penny saved is a penny earned.”
As kids or as teenagers we do not realize the importance of money. But as we grow older and the responsibilities of life are thrust upon us, we do learn to rise to the occasion. More and more married women seek ways and tips on saving money and investing. Saving money is not really very difficult. It just requires meticulous habits and carefulness. Once you imbibe all these tips, you will find your own purse heavier and your mind lighter.
Submitted by Shalini on Fri, 10/26/2007 - 05:00.
Summary: Do you realise you need something, only when you see it in the mall? This is what is called 'shopping on impulse'...
We all love to shop. Shopping can be therapeutic, informative and fun. But sometimes this fun activity leaves our bank accounts high and dry. That happens when we fall into the trap of impulsive shopping.
Do you often buy stuff not on your shopping list when you go to the store?
Do you see many shoes and clothes in your closet that have not been worn more than once or twice?
Does your credit card bill surprise you every month?
Does your spouse complain that you spend too much?
Do you go to the store without a list coz you will remember all the things when you see them?
Submitted by megsamazing on Sat, 06/16/2007 - 05:00.
A poolside dinner with you date, 5000 rupees; watching the latest romantic movie together, 2000 rupees; cost of petrol for a drive along the beautiful countryside; 1000 rupees, exchanging beautiful gifts on every date, 3000 rupees; realizing that all your savings have suddenly vanished in thin air, priceless!
Dating costs! Most of us have grown to believe in this phenomenon! But if we simply show a little bit of creativity, dating and saving can actually go hand in hand!
Be With Nature
Submitted by Shalini on Tue, 02/20/2007 - 06:00.
Summary: credit is on an all-time high in our country. Who can blame the people when all the day through, they are bombarded with credit card offers, discounts, installment purchase schemes etc? But living on credit is not completely without risks. Read on to learn how you can secure your financial future...
Whoever said that would turn in his grave if he saw the levels of spending and consumerism today! Most of us end up spending more than we earn. And you could push the blame on to your credit card company, or on to those malls mushrooming all over the world. With so many new and attractive things available in the market today, you need to be an ascetic to turn a blind eye to all the good stuff! And the easy availability of credit makes it even more difficult to resist shopping.
- Do you feel weighed down by credit?
Submitted by Shalini on Fri, 02/02/2007 - 06:00.
It is that time of the year again, when we receive the mandatory email from accounts department reminding us of our income tax obligation for the year. Luckily for us, help is at hand, and there isnt any need to fret. This article gives a list of options that we can choose from to make our tax burden lighter. First, lets understand how the Government is going to tax us.
Taxable income slab (Rs.) Rate (%)
1,00,000
1,35,000 (for women)
1,85,000 (for senior citizens) NIL
1,00,001 - 1,50,000 10%
1,50,001 - 2,50,000 20%
2,50,001 upwards 30%
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